BN INTELLIGENCE SOURCES PREDICT BN LOSS IN GE 2018

BN INTELLIGENCE COMMITTEE PREDICTS HUGE PAKATAN WIN.

WITH GERAKAN AND MCA GONE, UMNO TO BE WIPED OUT THIS TIME.

Behind the facade of false confidence, or should I use the cliche and say "Fake" Confidence the BN is probably faced with the biggest delima of all time  in the coming elections.

An extremely worried leadership

At the 2008 General Elections  the Gerakan was wiped out, in 2013 it was the MCA and in 2018 the predictrion according to the BN's own intelligence   is Tsunami UMNO  the greatest political Tsunami to hit the county is coming.

This knowledge is confined to the top brass of the BN and that is why we get hammered with all sorts of nonsense in desperation, a speaker in Parliament who refuses the opposition to effectively question government decisions, the "Fake News Act" if that is what it is called, and of course the redelinenation excercise.

The BN leadership to keep away this very discouraging report has gone full swing into taking desperate measures including  removing banners of opposition parties in towns they control while retaining their own, making false and unsubstantiated accusations against political heads of the Pakatan in a desperate move to shove up support.

The Damning BN Intelligence Committee Report

According to our own UMNO sources, the BN's  intelligence committee headed by UMNO has supplied them with a damning report to say that with or without the delineation exercise the BN is doomed to lose the next General elections and this has been attributed to several factors. 

 PAS a wrong move

The Malays especially the PAS faithful are deserting the party and heading for Amanah and PKR, some have even openly said that the DAP is more sincere than the PAS and PAS has suffered a huge

A terribly wrong move.

blow by supporting Najib and the BN so UMNO  can't count count on PAS doing any real damage to the PKR and DAP vote.

Amnah has garnered a huge support base in Selangor most of whom are former PAS supporters, they see Hadi's collusion with Najib as dangerous and do not want to associate with UMNO. 

Whatever Hadi says they are now convinced that he is now supporting Najib for some strange reasons,and they say they know why? 

PKR's Selangor Performance

The Pakatan government has performed very well in Selangor, better than any other BN state government. Moreover the fact that PKR and DAP members are willing to disagree with each other on state matters shows an open and really democratic state government, unlike the BN where the MIC, the MCA and Gerakan are nothing but mere window dressing who just blindly follow UMNO.

DAP'S WILLINGNESS TO SACRIFCE SEATS TO OTHER MEMEBRS
 Malaysia's oldest and most consistent multiracial party that has been dogged by Mahathir himself in the past for being a Chinese Chauvinistic party has brought the nation one full circle. He, Mahathir  was surprised to find out that the DAP held its AGM in Bahasa and all business carried out in Bahasa, as he has been accustoms to Tamil and Chinese in the MIC and MCA and yet these two parties together with UMNO  refer to the  DAP as a racist party.

The DAP has proved to be multiracial and is begining to attract more Malays voters, well it is forgone conclusion that the numbers of Malays will within the next few decades outnumber that of the Chinese in the Party by the sheer fact that they make the majority of the population and the fact that they are being accepted by the Malays  as a fair and just party, by word and deed.

DAP candidates will this time around stand in Malay majority constituencies. in fact t the last elections they are the party that gave Rafizi the  Pandan seat, and DAP campaigned for him in the area too, it proved to be a very wise move.

Rafizi has proved his worth he will win the seat even without the DAP campaigning this time around as the electorate knows the worth of the man, he is certainly the material from which Malaysians can pick a future Prime Minister.

It is the DAP that ousted the Penang Government aided by Keadillan in the 2008 elections, they are expected to do the same this time round too.

 Shameful factors in UMNO

The Young voters in Selangor are an educated and informed bunch, they can't be taken for a ride, they are prepared to ride along in as far as they get some benefits but are sure where their vote must go and can clearly distinguish what is right and wrong. As one chap from Tanjung Karang said, " if we allow a corrupt government to take over we are killing ourselves, it is our future we are young and we need a bright future and UMNO can't give it to us, we know Mahathir and Anwar can.

 There is the "Jamal Yunos Factor" that UMNO suffers from. They do not want to be associated with a character  like him. "Taking Axes, showing his power in the streets, warning people and going about like a Sam Seng is not the Malay idea of a real leader," we do not wish to be led by Sam Seng, we are really ashamed of him but you know we can't express that openly, we are afraid of him, you have seen how he behaves. We do not need such people and people who tolerate and encourage such people must also be discarded."

The Big Draw - Pakatan's Mahathir factor

Whilst BN suffers from the Jamal Yunos factor, Pakatan has gained a huge segment of the Malay electorate from the Mahathir factor. The huge swing of UMNO voters to the Pakatan Camp with Mahathir at the helm has put a huge dent on the UMNO vote.

At 93 he sent a fake running for cover. Tell it in my face he says.

In Johor the Muhyiddin factor has also rallied a significant portion of the UMNO voters, large enough to to really create massive damage to the BN in the state at the expense of UMNO, this is predicted to be the largest damage wrecked on UMNO and BN.

 Krishamuddin strengthens Mahathir

Hishamuddin's public disrespect for Mahathir seen by many UMNO members as his 'Guru' has gained the wrath of many of the Mahathir faithful in Johor especially form his own political constituency. 

They now see Hisham differently, one of them even said, " we saw him on TV crying and begging Mahadhir, to stay when he announced his retirement, now we know this man is not sincere."

"Malays do not do such things, if he does not like Mahathir he must keep quiet - no need to support him, 'tapi diam', this was his 'guru', to politely keep quiet is 'being Malay' we do not rebuke our leaders even if we do not agree with them, especially if they are older than us."

The division of the Malay vote in Johor is huge, PKR has made inroads so too has PriBumi, and DAP and the moderate voices of Amanah.

In Kelantan and Trengganu the swing seems to be towards Amanah and its more moderate approach, they feel that is the way to go and they respect  Tok Guru and his approach, they are fed up of wayang actors who may be colluding with thieves and in the process benefiting from the same. 

One  even asked if Hadi really fell ill in Turkey or if it staged for some other agenda. Did He?

Kelantan is most likely to be taken by Amanah, and Trengganu also stands a good chance of going the same way. Mahathir put a lot of money into Trengganu with the Petronas and Perwaja, that provided employment to a lot of people in the state and development, besides Trenggaanu has a strong PAS following who have now moved Amanah. The people of Trengganu have a lot of respect for Mahathir, but do not have anything to say about Najib.

Kedah is a lost case for the BN Che Det is just too popular in that state and so that is another card down, Perak will fall this time around as there is a lot of infighting in UMNO itself in the state, Gerakan and MCA have not resolved their issues there yet and are still squabbling for safe seats without realising they have actually got no safe seats at all.

Contrary to all the claims of the official government backed media, the Malays throughout the country have a huge affection for Mahathir and his leadership, and now with him teaming up with Anwar who also commands a huge following both supporters  realise that something is really terribly wrong with the country that these two men must come together.

We all know that Anwar has a huge following really huge, with Mahathir's and Muhyiddin's supporters who were never Anwar's supporters coming together one can imagine the Malay support that Pakatan would receive.  

In the past if Anwar was not on the campaign trail the party did not do so well, now Anwar's supporters realise that now more than ever the majority of the Malays support is behind Pakatan and he is the heir apparent to Mahathir and this time for real.

It is the most dreaded situation for UMNO and this is the real weight behind the fact that the BN will lose the next elections.

The UMNO Malays realise that Mahahtir has always delivered in the past and is confident he will again, they also realise that with Anwar the two have the ability,  the wisdom, the courage and the expertise  to whip the economy in shape and so their trusted choice has to be Pakatan.

Many are still suspicious of Najib especially after he pulled off at the last minute from the scheduled debate with Mahathir, where the Police were called in and refused to even let Mahathir speak but instead removed him from the stage, they now more strongly than ever before believe Najib has things to hide.

The actions of the ROS to delay and unreasonably refuse the registration of Pakatan's logo is the clearest sign of government intervention in preventing the opposition from a fair fight and the Malays are aware of this. these are desperate moves by desperate people, as Najib is even afraid to face the UMNO members in a free and fair election.

The allegations that UMNO is in breach of its own constitution, has not held Presidential elections, and more and is allowed a free rein by the ROS shows that all is not well in UMNO itself and that there may be a case for the de-registration of this party.

The BN knows this Najib knows this and in his desperation Najib is biting has his nails, he does not know the best time for the elections yet.

All the false fronts he makes when he gives speeches where only his supporters are aware of the time and the place for fear of being booed out, is being done in desperation.

The desperation is not on the opposition it is on Najib the BN.

Each time an accusation is made out against Guan Eng the more people in Penang are determined to bury all the Chinese parties of the BN.

The Indian Story

Yes,  the Indians hold the key in some constituencies in the country, they are aware of all the mistreatment by UMNO and do not expect any goodies from Najib and his geng either, they will send MIC to the rubbish heap.

Mr. I. Thirunavukarsu asked me "who is this Vel Paari? Where did he come from? What has he done for the Indians? He now stands and talks as though he is a leader of Malaysian Indians. He is a nobody, we have far better qualified Indians who will not go near the MIC for fear of spoiling their names.

Other Indians I spoke to know him as Samy Velu's son and  only from a court case involving him and the death of a girl, that seems to be the prominence he has with most ordinary Indians.

"Najib can count on about on a good percentage of the Indian vote and that too only if there are goodies upfront, no "half now half later", the 'later' will not come, we a know him too well, we are no monkeys all upfront or no deal, that too before the elections." 

 "If he can't it is okay we'll take our votes elsewhere;" said one Indian voter in the Kapar Constituency.

In Sarawak and Sabah the mood is swinging, Sabahans have to make the choice or remain one of the poorest states in he Federation instead  of being treated as an equal partner with Malaya as envisaged during the formative years of Malaysia. there is discontent and according to our sources it could lead to a defeat like the one the Pairin victory against Harris Salleh with a bigger margin this time.

Sarawakians  too are fed up of empty promises their current Chief Minister is promising them heaven on earth bu after the elections they want everything now, enough is enough they say, heaven hasn't come to earth after waiting for more than fifty ears.

A clear indication that the  cards are really stacked heavily against the BN, the voters must turn out in full force to ensure the BN falls and bring to fulfillment the R.A.H.M.A.N prophesy.

BANKRUPT MALAYSIANS - IF NAJIB IS YOUR NEXT PRIME MINISTER.

Well most Malaysians can say "give up" and be resigned to a life of Bankruptcy if the Barisan gains control of Parliament in the next elections.

Yes this is a fact, and all those who believe Najib's rhetoric had better think again, his constant promises, his constant lies and his inability to control the nations finances should be the lesson to learn from.

His refusal to come out and clear his name for, the sacking of the Attorney General, the unresolved murder of Altantuya Sharibu, the 1MDB case and much more, has made it untenable  for him to carry on as PM. The office of the Prime Minster Of Malaysia has thus been compromised. Moreover and to make matters worse he does not even have the popular vote of the Malaysians meaning that in the last elections more voters did not want him and BN than want him and BN the majority of voters in Malaysia wanted the Opposition to rule.

Najib's government and very particularity him, are one of  the very few if not the only government and O1, to have been accused of Kleptocracy. Very honestly I am yet to hear of another therefore in my books he is the only one.

Malaysia' Household Debt.

click on picture to view

 Malaysia has one of the highest household debts in the world

Malay, Chinese and Indian contributing factors.
For those of you who have managed Malays, they will tell you that Malays are famous for taking loans., and Malays make up sixty percent of the population, the Indians follow suit through dire need they struggle to make ends meet. Icna't tell you much about the Oran Asal in Sabah and Sarawak, I am quite sure they are not the borrowing kind like their West Malaysian brothers.

From my own personal experience these groups  the will come in droves looking for a Company loan and threaten to leave if the Company does not give them a loan.  

To "help employers"  (not really, employers saw it as a great escape route though) with the problem in those days, (I do not know if it still exists), Bank Rakyat would offer  Malays a loan at about 1 or 1.5 percent interest less than what they'd give a non- Malay. 

That really made life easy for employers, they did not have to offer any security for the loan nor worry about any security for loans  the employee took, all they had to do was to agree to do his monthly deductions as long as he was in the employ of the Company.

The employee taking the loan had to have a guarantor and it would normally work this way with them;  "I  guarantee you and you guarantee me" and the loan problem for the employee was solved.   As long as there was a loan to take they took it  and after repaying the loan they'd begin all over again.

In some Companies and this is not in the minority the loan shark does a roving business and he holds the bank card of the employee, taking his loan repayment installment first before drawing money for the card holder. 

Then of course there are credit cards, and the Banks are all around the place offering credit cards and these people are all around the place signing  up for credit cards even today. You can take a loan with your credit card and that is precisely what they do till they over spend.Credit card debt in this country is one of the highest per capita in Asia.

Some young Chinese boys use this to take money for gambling and then they get into all sorts of troubles. They'd take another credit card and take a loan on that card to finance part gambling and part repayment for the other overdue credit card. I have personally come across many of these cases.When all fails some  resort to theft and other petty crimes and I feel if left unchecked the crimes could get bigger.

 Money everywhere to Borrow.

Credit cards, installment schemes for purchase of cars, household equipment suppliers like the radio TV shop, Camera shops etc   hs  made super easy for many and many take  loans, and many  do not repay. I know law firms that just send out notices to these people on behalf of banks.

What is even worse, is that there are motorcar credit Companies offering loans without down payment and if that was not bad enough they'd advertise blatantly saying " Customers in the Blacklist"  also welcome."

The Property Bubble on the verge of bursting

If anyone comes out saying, "Kepala Otak Kau"  I have the perfect reply for him.

Wouldd hve been sold out like hot cakes before. Now going for a minimum of 1.3 mil

 

There are housing loans, Educational loans, vehicle purchase loans and what not and today the household debt in the country is at above 70 percent and that is a very dangerous figure, the World Bank does not trust Malaysian government's figures and that is a serious problem, it means the nation has lost its credibility.

Forecasters say the property market bubble is about to burst,  housing schemes are struggling to get buyers, whilst people who bought on speculation are now finding it a problem selling and even renting their property.

With the expected increase in unemployment many buyers are expected to default on their housing loans, so what recourse have the banks?

If the bubble does burst housing developers will have to get real,  developers must lower the price of  houses and other property, they are just simply overpriced and developers are getting greedier by the day. Of course they can argue that it is all driven by supply and demand, they will not talk about the speculators. Well the time is here the speculatoris aboutto get roasted, and the developer is in for hard times.

When the bubble bursts  property prices will decline steeply, at rates never witnessed before and the Government must not and should not go in to bail them out, that will be our biggest mistake.  

Reluctantly present house buyers will default on their loans as the amounts they are currently paying will be much higher than what developers will be offering for bigger and newer property and this will send the industry into a frenzy.

The burden must not be left to the bona fide buyer alone, the Banks that fed this greedy  enterprise have to bear the risk as well and so too the developers, there will be huge lessons to be learned once this happens and make no mistake it is already happening.

From what is being said now about the state of the property market the bursting of this bubble can be expected sooner rather than later, this will force banks to foreclose on property and declare  many a Malaysian Bankrupt. Not just one or two but many and you could be one, Yes a  Bankrupt., and the only persons who have the ability to stop that are found in Pakatan Harapan no Joke.

Najib has to take the blame for this, the drastic depreciation of the Malaysin Ringgit was caused in no small way  by Najib's mismanagement of the Malaysian economy but rather  in a big way, by the huge 1MDB scandal and now to add to that there are two more maybe even bigger scandals to follow, one the FELDA scandal and the other the Tabung Haji scandal, what surprise in the scandal storehouse  is awaiting to be revealed next is anybody's guess.

Najib is now trying to mine the EPF for funds, the body has been been able to manage its finances very well all this time, but with Najib it is a different story. He has placed his appointees in key positions in the EPF and is beginning to treat it as his own Bank.

Even your money in the EPF has depreciated  more than 30 per cent, the buying power of your ringgit is diminishing by the day, subsidies have been taken out, petrol prices are going up by the week although we are a net oil exporter of a higher and more expensive grade of oil, GST has helped the government collect more revenue from the people who are being hard pressed with the removal of subsides and the rise of prices for essential commodities,  whilst they tells us to be thrifty,  Mrs. Najib shops and shops for the most expensive products for her own personal use and as the !MDB audit reveals a good sue from the 1MDB funds too was used for this expensive and glamorous shopping sprees

To finance Aircraft for MAS will be suicidal, the airline has had trouble with aircraft from the very beginning, it had to be bailed out twice and now to use EPF to try and fortify that will be extremely dangerous especially knowing how Najib does business from the experiences of the 1MDB 

If Najib comes back to power or for that matter anyone in the BN,  this beloved  country is doomed  to the  fate of becoming a  Bankrupt Nation and we shall become a Nation of Bankrupts through no fault of ours.

Want to know what it is like?

Well we are lucky,  we can  ask the Greeks, the Spanish, the Portuguese, the Irish and the Argentinians they'll tell us. 

One of he most frightening things they'll tell us  is that our money in the  bank will only be part our money, and we can take only part of that out. 

Now does that make you feel right? Certainly not.

For your sake and truly the sake of your children and their children's children;

UNDI LA PAKATAN HARAPAN.

More Reading;

Sign of the times;

Glut of Vacant Bungalows on the Market (Kuala Lumpur)